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At today's rate and a 90% mortgage, the deposit on this unit is about HK$768K, with repayments around HK$33,488/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,976/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 580 Saleable ft²
- Gross Area
- 678 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-06 | HK$8.00M | −10.1% 7.3y |
| 2019-03-06 | HK$8.90M | +140.5% 9.1y · 15.0%/yr |
| 2010-02-05 | HK$3.70M | +36.5% |
| 2007-06-13 | HK$2.71M | +8.0% |
| 2006-04-01 | HK$2.51M | +64.1% |
| 2003-11-29 | HK$1.53M | — |