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At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,578/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,156/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 68%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-04 | HK$3.05M | −26.2% 7.3y · −4.0%/yr |
| 2018-07-04 | HK$4.13M | +79.6% 7.1y · 11.0%/yr |
| 2011-05-09 | HK$2.30M | +29.2% |
| 2010-08-30 | HK$1.78M | +7.9% |
| 2010-02-04 | HK$1.65M | +63.4% |
| 2007-05-29 | HK$1.01M | −21.1% |
| 1998-12-12 | HK$1.28M | +2.4% |
| 1995-10-27 | HK$1.25M | — |