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At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,659/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,318/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 80%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-25 | HK$4.62M | +8.7% 3.3y · 3.0%/yr |
| 2018-03-02 | HK$4.25M | +128.5% 7.3y · 18.0%/yr |
| 2010-11-26 | HK$1.86M | +22.4% |
| 2008-05-23 | HK$1.52M | +42.1% |
| 2007-05-02 | HK$1.07M | +39.0% |
| 2005-07-30 | HK$770K | — |