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At today's rate and a 90% mortgage, the deposit on this unit is about HK$578K, with repayments around HK$25,213/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,056 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 1
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 507 ft²
- Efficiency
- 88%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-03 | HK$7.00M | +18.6% 5.6y · 3.0%/yr |
| 2016-09-02 | HK$5.90M | +14.8% 3.6y · 4.0%/yr |
| 2013-01-24 | HK$5.14M | +272.5% |
| 2002-09-27 | HK$1.38M | −60.7% |
| 1997-07-15 | HK$3.51M | +12.1% |
| 1997-06-11 | HK$3.13M | +40.4% |
| 1996-05-18 | HK$2.23M | — |