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20/F 4

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4/F 2 456 ft² 4/F 7 456 ft² 4/F 1 446 ft² 4/F 3 456 ft² 4/F 4 446 ft² 4/F 5 446 ft² 5/F 6 456 ft² 5/F 1 446 ft² 5/F 2 456 ft² 5/F 7 456 ft² 5/F 8 446 ft² 6/F 1 446 ft² 6/F 2 452 ft² 6/F 3 456 ft² 6/F 5 445 ft² 6/F 6 456 ft² 6/F 7 456 ft² 6/F 8 446 ft² 7/F 2 456 ft² 7/F 4 442 ft² 8/F 1 446 ft² 8/F 2 456 ft² 8/F 7 452 ft² 8/F 5 446 ft² 8/F 8 446 ft² 9/F 4 446 ft² 9/F 3 456 ft² 9/F 5 446 ft² 9/F 7 456 ft² 9/F 8 446 ft² 10/F 2 456 ft² 10/F 5 445 ft² 10/F 6 456 ft² 11/F 1 445 ft² 11/F 5 446 ft² 11/F 6 456 ft² 11/F 7 452 ft² 11/F 8 446 ft² 11/F 2 456 ft² 11/F 3 456 ft² 11/F 4 446 ft² 12/F 5 445 ft² 12/F 7 452 ft² 12/F 1 446 ft² 12/F 3 456 ft² 12/F 4 446 ft² 12/F 6 456 ft² 13/F 1 446 ft² 13/F 2 456 ft² 13/F 3 456 ft² 13/F 6 456 ft² 13/F 8 446 ft² 13/F 4 446 ft² 13/F 5 446 ft² 14/F 6 456 ft² 14/F 7 452 ft² 14/F 1 446 ft² 15/F 1 446 ft² 15/F 3 456 ft² 15/F 5 446 ft² 15/F 7 456 ft² 15/F 8 446 ft² 16/F 1 446 ft² 16/F 7 456 ft² 16/F 8 446 ft² 17/F 1 446 ft² 17/F 2 452 ft² 17/F 3 456 ft² 17/F 4 445 ft² 17/F 5 446 ft² 17/F 7 456 ft² 17/F 8 446 ft² 18/F 3 456 ft² 18/F 7 456 ft² 18/F 1 446 ft² 18/F 4 446 ft² 18/F 6 456 ft² 18/F 8 446 ft² 19/F 4 446 ft² 19/F 5 446 ft² 19/F 8 445 ft² 19/F 6 456 ft² 19/F 7 456 ft² 20/F 3 456 ft² 20/F 4 446 ft² 20/F 5 446 ft² 20/F 8 445 ft² 21/F 1 445 ft² 21/F 2 456 ft² 21/F 3 456 ft² 21/F 6 456 ft² 21/F 8 445 ft² 21/F 4 446 ft² 21/F 5 446 ft² 22/F 2 456 ft² 22/F 3 456 ft² 22/F 4 446 ft² 22/F 7 456 ft² 23/F 2 456 ft² 23/F 6 456 ft² 23/F 1 446 ft² 23/F 5 446 ft² 24/F 2 456 ft² 24/F 3 456 ft² 24/F 5 446 ft² 24/F 1 446 ft² 24/F 7 456 ft² 24/F 8 446 ft² 25/F 5 446 ft² 25/F 6 456 ft² 26/F 2 456 ft² 26/F 3 456 ft² 26/F 8 446 ft² 26/F 1 446 ft² 26/F 5 446 ft² 26/F 7 456 ft²

Crescira AVM · estimated value ● Medium confidence

HK$6.35M

≈ HK$14,237 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,696/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$26,062

−HK$1,634/mo

▼ 0.25% · 3.875%

HK$26,873

−HK$823/mo

Today · 4.125%

HK$27,696

baseline

▲ 0.50% · 4.625%

HK$29,382

+HK$1,686/mo

Deposit HK$635K · loan HK$5.71M · min. income ≈ HK$55,392/mo (50% DSR)

Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$169,971 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 446 ft²
Gross Area: 507 ft²
Efficiency: 88%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-09-09	HK$6.48M	—	HK$14,529	HK$12,781

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

North Point

≈ 5 min walk · 355 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com