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Crescira AVM · estimated value Medium confidence
HK$2.80M
≈ HK$12,546 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,203/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$11,483
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,840
−HK$363/mo
Today · 4.125%
HK$12,203
baseline
▲ 0.50% · 4.625%
HK$12,946
+HK$743/mo

Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,406/mo (50% DSR)

Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 3 min walk · 219 m
Education
46
schools within 1 km (21 within 500 m)
Daily convenience
46
within 1 km (26 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
C
Saleable Area
223 Saleable ft²
Gross Area
319 ft²
Efficiency
70%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2024-04-11 HK$2.68M −16.2%
2.3y · −7.0%/yr
2021-12-03 HK$3.20M +13.1%
7.3y · 2.0%/yr
2014-08-26 HK$2.83M +59.9%
2010-12-24 HK$1.77M +36.2%
2010-03-05 HK$1.30M +1.6%
2008-07-24 HK$1.28M +4.9%
2008-07-03 HK$1.22M +17.3%
2007-12-21 HK$1.04M +23.8%
2006-12-01 HK$840K +12.0%
2005-08-06 HK$750K
Data sourced from Renavon.com