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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,406/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 223 Saleable ft²
- Gross Area
- 319 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-11 | HK$2.68M | −16.2% 2.3y · −7.0%/yr |
| 2021-12-03 | HK$3.20M | +13.1% 7.3y · 2.0%/yr |
| 2014-08-26 | HK$2.83M | +59.9% |
| 2010-12-24 | HK$1.77M | +36.2% |
| 2010-03-05 | HK$1.30M | +1.6% |
| 2008-07-24 | HK$1.28M | +4.9% |
| 2008-07-03 | HK$1.22M | +17.3% |
| 2007-12-21 | HK$1.04M | +23.8% |
| 2006-12-01 | HK$840K | +12.0% |
| 2005-08-06 | HK$750K | — |