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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,675/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,350/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-05 | HK$3.70M | −28.8% 7.6y · −4.0%/yr |
| 2018-05-23 | HK$5.20M | +109.7% 7.3y · 15.0%/yr |
| 2011-02-18 | HK$2.48M | +39.3% |
| 2009-09-30 | HK$1.78M | +9.9% |
| 2007-12-07 | HK$1.62M | +31.7% |
| 2007-08-17 | HK$1.23M | — |