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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,782/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,564/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- E
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 361 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-18 | HK$3.99M | +13.0% 0.3y |
| 2026-01-02 | HK$3.53M | −2.8% 9.8y · 0.0%/yr |
| 2016-03-08 | HK$3.63M | +27.4% 3.5y · 8.0%/yr |
| 2012-09-11 | HK$2.85M | +133.6% |
| 2005-11-18 | HK$1.22M | +27.1% |
| 2005-05-28 | HK$960K | +11.6% |
| 2001-11-23 | HK$860K | — |