▼ 0.50% · 3.625%
HK$21,473
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$679/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$650/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,355
−HK$747/mo
Today · 4.125%
HK$25,102
baseline
▲ 0.50% · 4.625%
HK$26,629
+HK$1,527/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,204/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,278
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,982
−HK$715/mo
Today · 4.125%
HK$27,697
baseline
▲ 0.50% · 4.625%
HK$29,157
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,394/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,768
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,569
−HK$815/mo
Today · 4.125%
HK$27,384
baseline
▲ 0.50% · 4.625%
HK$29,050
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,768/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$780/mo
Today · 4.125%
HK$30,215
baseline
▲ 0.50% · 4.625%
HK$31,808
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,430/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$883/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,471
+HK$1,805/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$845/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$950/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,892
+HK$1,944/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$910/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,858/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,210
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,212
−HK$1,018/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,312
+HK$2,082/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,833
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,794
−HK$975/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,357
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$1,086/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,733
+HK$2,221/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,222
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,247
−HK$1,040/mo
Today · 4.125%
HK$40,287
baseline
▲ 0.50% · 4.625%
HK$42,411
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,574/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,504
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$1,154/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,360/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,105/mo
Today · 4.125%
HK$42,805
baseline
▲ 0.50% · 4.625%
HK$45,061
+HK$2,256/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,610/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,854
−HK$1,222/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,499/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,170/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,389/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,701 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).