Home Eastern District PROVIDENT CENTRE BLOCK 4

1/F C

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Floor

1/F C 703 ft² 1/F D 733 ft² 2/F A 1,031 ft² 2/F D 733 ft² 3/F B 1,073 ft² 3/F C 703 ft² 3/F D 733 ft² 4/F B 1,073 ft² 5/F A 1,031 ft² 5/F B 1,073 ft² 5/F C 703 ft² 5/F D 733 ft² 6/F A 1,031 ft² 6/F C 703 ft² 6/F D 733 ft² 7/F A 1,031 ft² 7/F B 1,073 ft² 7/F C 703 ft² 7/F D 733 ft² 8/F A 1,031 ft² 8/F B 1,073 ft² 8/F C 703 ft² 8/F D 733 ft² 9/F A 1,031 ft² 9/F B 1,073 ft² 9/F C 703 ft² 10/F A 1,031 ft² 10/F B 1,073 ft² 10/F C 703 ft² 10/F D 733 ft² 11/F B 1,073 ft² 11/F C 703 ft² 11/F D 733 ft² 12/F A 1,031 ft² 12/F B 1,073 ft² 12/F C 703 ft² 13/F A 1,031 ft² 13/F D 733 ft² 14/F A 1,031 ft² 14/F B 1,073 ft² 14/F C 703 ft² 14/F D 733 ft² 15/F A 1,031 ft² 15/F B 1,073 ft² 15/F C 703 ft² 16/F A 1,031 ft² 16/F B 1,073 ft² 16/F C 703 ft² 17/F B 1,073 ft² 17/F C 703 ft² 17/F D 733 ft² 18/F B 1,073 ft² 18/F C 703 ft² 18/F D 733 ft² 19/F C 703 ft² 20/F A 1,031 ft² 20/F B 1,073 ft² 20/F C 703 ft² 20/F D 733 ft² 21/F A 1,031 ft² 21/F B 1,073 ft² 21/F C 703 ft² 22/F D 733 ft² 23/F A 1,031 ft² 23/F C 703 ft² 24/F A 1,031 ft² 24/F B 1,073 ft² 24/F C 703 ft² 25/F B 1,073 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.85M

≈ HK$14,018 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$985K, with repayments around HK$42,984/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$40,448

−HK$2,536/mo

▼ 0.25% · 3.875%

HK$41,706

−HK$1,278/mo

Today · 4.125%

HK$42,984

baseline

▲ 0.50% · 4.625%

HK$45,600

+HK$2,616/mo

Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,968/mo (50% DSR)

Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,458 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 6 min walk · 465 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: C
Saleable Area: 703 Saleable ft²
Gross Area: 807 ft²
Efficiency: 87%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-06-29	HK$10.82M	+4.2% 3.5y · 1.0%/yr	HK$15,391	HK$13,408
2018-01-09	HK$10.38M	+47.7% 4.4y · 11.0%/yr	HK$14,765	HK$12,862
2013-09-13	HK$7.03M	+162.3%	HK$10,000	HK$8,711
2001-03-10	HK$2.68M	−48.5%	HK$3,812	HK$3,321
1997-07-18	HK$5.20M	+24.4%	HK$7,397	HK$6,444
1997-02-11	HK$4.18M	+22.9%	HK$5,946	HK$5,180
1996-09-10	HK$3.40M	—	HK$4,836	HK$4,213