▼ 0.50% · 3.625%
HK$18,715
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,297
−HK$592/mo
Today · 4.125%
HK$19,889
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,778/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,820
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,379
−HK$566/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,102
+HK$1,157/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,587
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,227
−HK$651/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$623/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,458
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$709/mo
Today · 4.125%
HK$23,866
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,732/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$679/mo
Today · 4.125%
HK$26,334
baseline
▲ 0.50% · 4.625%
HK$27,722
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,668/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,330
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$769/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,067
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$737/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,033
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,201
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$828/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,930
−HK$793/mo
Today · 4.125%
HK$30,723
baseline
▲ 0.50% · 4.625%
HK$32,343
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,446/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$887/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,648
+HK$1,815/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$850/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,735/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,944
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,876
−HK$946/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,313
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,206
−HK$906/mo
Today · 4.125%
HK$35,112
baseline
▲ 0.50% · 4.625%
HK$36,963
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,224/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,816
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,805
−HK$1,006/mo
Today · 4.125%
HK$33,811
baseline
▲ 0.50% · 4.625%
HK$35,868
+HK$2,057/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,622/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,395
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$963/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,273
+HK$1,966/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,687
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,735
−HK$1,065/mo
Today · 4.125%
HK$35,800
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$2,178/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,600/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,482
−HK$1,019/mo
Today · 4.125%
HK$39,501
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,083/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,002/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,225 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).