▼ 0.50% · 3.625%
HK$19,964
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,585
−HK$631/mo
Today · 4.125%
HK$21,216
baseline
▲ 0.50% · 4.625%
HK$22,507
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,432/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,210
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,806
−HK$604/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,961
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,644
−HK$694/mo
Today · 4.125%
HK$23,338
baseline
▲ 0.50% · 4.625%
HK$24,758
+HK$1,420/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,676/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,431
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$665/mo
Today · 4.125%
HK$25,751
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,502/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$757/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$725/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,954
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,761
−HK$820/mo
Today · 4.125%
HK$27,581
baseline
▲ 0.50% · 4.625%
HK$29,260
+HK$1,679/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,162/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,873
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,648
−HK$785/mo
Today · 4.125%
HK$30,433
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,604/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,866/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$883/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$846/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,728/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,947
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$947/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$906/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$1,851/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,943
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$1,009/mo
Today · 4.125%
HK$33,946
baseline
▲ 0.50% · 4.625%
HK$36,012
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,892/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,536
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$967/mo
Today · 4.125%
HK$37,456
baseline
▲ 0.50% · 4.625%
HK$39,431
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,912/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,940
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,995
−HK$1,073/mo
Today · 4.125%
HK$36,068
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,136/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,757
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,770
−HK$1,027/mo
Today · 4.125%
HK$39,797
baseline
▲ 0.50% · 4.625%
HK$41,895
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,594/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,936
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$1,135/mo
Today · 4.125%
HK$38,189
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,324/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,378/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,978
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,087/mo
Today · 4.125%
HK$42,138
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,221/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,276/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).