Skip to content
Crescira AVM · estimated value Medium confidence
HK$18.12M
≈ HK$16,074 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.43M, with repayments around HK$61,459/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,832
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,828/mo
Today · 4.125%
HK$61,459
baseline
▲ 0.50% · 4.625%
HK$65,199
+HK$3,740/mo

Deposit HK$5.43M · loan HK$12.68M · min. income ≈ HK$122,918/mo (50% DSR)

Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$679,346 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
A
Saleable Area
1,127 ft²
Gross Area
1,283 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-05-16 HK$23.00M +410.0%
2002-05-08 HK$4.51M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 300 m
Education
43
schools within 1 km (14 within 500 m)
Daily convenience
45
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com