Crescira AVM · estimated value
● Medium confidence
HK$79.59M
≈ HK$31,310 / ft² saleable
· updated 2026-10-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.88M, with repayments around HK$270,014/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$254,080
−HK$15,934/mo
▼ 0.25% · 3.875%
HK$261,984
−HK$8,030/mo
Today · 4.125%
HK$270,014
baseline
▲ 0.50% · 4.625%
HK$286,443
+HK$16,429/mo
Deposit HK$23.88M · loan HK$55.71M · min. income ≈ HK$540,028/mo (50% DSR)
Upfront cash ≈ HK$27.26M (deposit + AVD stamp duty HK$3,382,583 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 1/F
- Flat
- 1 (NO. 18)
- Saleable Area
- 2,542 ft²
- Gross Area
- 2,804 ft²
- Efficiency
- 91%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1998-08-27 | HK$15.00M | −83.0% |
| 1996-07-25 | HK$88.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Admiralty
≈ 18 min walk · 1,366 m
(quite far — consider other transport options)
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km
Green space & leisure — 13 parks, libraries and sports venues nearby.