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Home Central and Western District VILLA VERDE BLOCK D

1/F 2 (NO. 4)

in VILLA VERDE BLOCK D

Central and Western District · Hong Kong Island

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Floor
G/F 1 (NO. 6) 1,362 ft² 1/F 1 (NO. 6) 1,401 ft² 1/F 2 (NO. 4) 1,401 ft² 2/F 1 (NO. 6) 1,401 ft² 2/F 2 (NO. 4) 1,401 ft² 3/F 1 (NO. 6) 1,401 ft² 3/F 2 (NO. 4) 1,401 ft² 4/F 1 (NO. 6) 1,401 ft² 5/F 1 (NO. 6) 1,401 ft² 6/F 1 (NO. 6) 1,401 ft² 6/F 2 (NO. 4) 7/F 1 (NO. 6) 1,401 ft² 9/F 1 (NO. 6) 1,401 ft² 9/F 2 (NO. 4) 2,047 ft²
Crescira AVM · estimated value ● Medium confidence
HK$30.88M
≈ HK$22,043 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.26M, with repayments around HK$104,769/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$98,587
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,654
−HK$3,115/mo
Today · 4.125%
HK$104,769
baseline
▲ 0.50% · 4.625%
HK$111,144
+HK$6,375/mo

Deposit HK$9.26M · loan HK$21.62M · min. income ≈ HK$209,538/mo (50% DSR)

Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$1,312,495 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Admiralty
≈ 17 min walk · 1,299 m
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
1/F
Flat
2 (NO. 4)
Saleable Area
1,401 Saleable ft²
Gross Area
1,505 ft²
Efficiency
93%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2000-12-08 HK$8.30M −25.9%
1996-12-24 HK$11.20M —

Other appraised units in this building

G/F 1 (NO. 6)
1,362 ft²
HK$30.33M
1/F 1 (NO. 6)
1,401 ft²
HK$30.85M
2/F 1 (NO. 6)
1,401 ft²
HK$31.31M
2/F 2 (NO. 4)
1,401 ft²
HK$31.35M
3/F 1 (NO. 6)
1,401 ft²
HK$31.40M
3/F 2 (NO. 4)
1,401 ft²
HK$31.43M
Data sourced from Renavon.com