Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$35.85M
≈ HK$25,586 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.75M, with repayments around HK$121,607/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$114,431
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$117,991
−HK$3,616/mo
Today · 4.125%
HK$121,607
baseline
▲ 0.50% · 4.625%
HK$129,006
+HK$7,399/mo

Deposit HK$10.75M · loan HK$25.09M · min. income ≈ HK$243,214/mo (50% DSR)

Upfront cash ≈ HK$12.28M (deposit + AVD stamp duty HK$1,523,427 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1室(NO. 6)
Saleable Area
1,401 ft²
Gross Area
1,505 ft²
Efficiency
93%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-05-08 HK$22.00M +129.2%
11.5y
1996-11-05 HK$9.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 18 min walk · 1,366 m
(quite far — consider other transport options)
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building