Home Central and Western District VILLA VERDE BLOCK C

7/F 1 (NO. 10)

Central and Western District · Hong Kong Island

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Floor

G/F 2 (NO. 8) 992 ft² 1/F 2 (NO. 8) 1,070 ft² 2/F 1 (NO. 10) 1,070 ft² 2/F 2 (NO. 8) 1,070 ft² 4/F 1 (NO. 10) 1,070 ft² 5/F 1 (NO. 10) 1,070 ft² 5/F 2 (NO. 8) 1,070 ft² 6/F 1 (NO. 10) 1,070 ft² 6/F 2 (NO. 8) 1,070 ft² 7/F 1 (NO. 10) 1,070 ft² 7/F 2 (NO. 8) 1,070 ft² 8/F 2 (NO. 8) 1,070 ft² 9/F 1 (NO. 10) 1,070 ft² 9/F 2 (NO. 8) 1,070 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$19.63M

≈ HK$18,345 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.89M, with repayments around HK$66,594/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$62,664

−HK$3,930/mo

▼ 0.25% · 3.875%

HK$64,613

−HK$1,981/mo

Today · 4.125%

HK$66,594

baseline

▲ 0.50% · 4.625%

HK$70,646

+HK$4,052/mo

Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,188/mo (50% DSR)

Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Admiralty

≈ 17 min walk · 1,322 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (2 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 7/F
Flat: 1 (NO. 10)
Saleable Area: 1,070 Saleable ft²
Gross Area: 1,200 ft²
Efficiency: 89%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2006-03-03	HK$12.00M	−5.5%	HK$11,215	HK$10,000
2005-08-09	HK$12.70M	+64.9%	HK$11,869	HK$10,583
2003-10-28	HK$7.70M	−5.9%	HK$7,196	HK$6,417
1996-04-18	HK$8.18M	—	HK$7,645	HK$6,817