Home Central and Western District Villa Verde Block C

5/F 1 (NO. 10)

Central and Western District · Hong Kong Island

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Floor

G/F 2 (NO. 8) 992 ft² 1/F 2 (NO. 8) 1,070 ft² 2/F 2 (NO. 8) 1,070 ft² 2/F 1室(10號) 1,070 ft² 4/F 1室(10號) 1,070 ft² 5/F 1 (NO. 10) 1,070 ft² 5/F 2 (NO. 8) 1,070 ft² 6/F 1 (NO. 10) 1,070 ft² 6/F 2室(NO. 8) 1,070 ft² 7/F 1 (NO. 10) 1,070 ft² 7/F 2室(8號) 1,070 ft² 8/F 2室(8號) 1,070 ft² 9/F 1 (NO. 10) 1,070 ft² 9/F 2 (NO. 8) 1,070 ft²

Crescira AVM · estimated value ● Medium confidence

HK$27.12M

≈ HK$25,349 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.14M, with repayments around HK$92,017/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$86,587

−HK$5,430/mo

▼ 0.25% · 3.875%

HK$89,280

−HK$2,737/mo

Today · 4.125%

HK$92,017

baseline

▲ 0.50% · 4.625%

HK$97,616

+HK$5,599/mo

Deposit HK$8.14M · loan HK$18.99M · min. income ≈ HK$184,034/mo (50% DSR)

Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,737 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 5/F
Flat: 1 (NO. 10)
Saleable Area: 1,070 ft²
Gross Area: 1,200 ft²
Efficiency: 89%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1998-06-11	HK$9.40M	—	HK$8,785	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Admiralty

≈ 18 min walk · 1,366 m

(quite far — consider other transport options)

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (2 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com