Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$680K, with repayments around HK$29,644/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,889 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-24 | HK$8.10M | +11.7% 3.6y · 3.0%/yr |
| 2018-05-21 | HK$7.25M | +36.8% 6.1y · 6.0%/yr |
| 2012-04-03 | HK$5.30M | +26.8% |
| 2010-08-25 | HK$4.18M | +147.3% |
| 2003-05-23 | HK$1.69M | −31.9% |
| 2000-08-24 | HK$2.48M | — |