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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,600/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- E
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-03 | HK$6.57M | +27.6% 4.7y · 6.0%/yr |
| 2017-02-17 | HK$5.15M | +128.9% 8.7y · 15.0%/yr |
| 2008-06-03 | HK$2.25M | +36.4% |
| 2007-09-05 | HK$1.65M | +55.7% |
| 2001-10-27 | HK$1.06M | −56.6% |
| 1997-07-17 | HK$2.44M | — |