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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,584/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,168/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- E
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-12 | HK$6.18M | +37.9% 4.6y · 8.0%/yr |
| 2017-01-16 | HK$4.48M | +25.8% 3.0y · 9.0%/yr |
| 2014-01-14 | HK$3.56M | +42.4% |
| 2011-08-31 | HK$2.50M | +113.7% |
| 2000-09-19 | HK$1.17M | −30.8% |
| 1997-01-11 | HK$1.69M | — |