▼ 0.50% · 3.625%
HK$22,711
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,417
−HK$718/mo
Today · 4.125%
HK$24,135
baseline
▲ 0.50% · 4.625%
HK$25,603
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,270/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,265
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,943
−HK$687/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,034
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,982
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,759
−HK$789/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$28,164
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,792
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$756/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$862/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,318
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,131
−HK$825/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,685/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$933/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,284
+HK$1,909/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$893/mo
Today · 4.125%
HK$34,619
baseline
▲ 0.50% · 4.625%
HK$36,444
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,238/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,784
−HK$1,005/mo
Today · 4.125%
HK$33,789
baseline
▲ 0.50% · 4.625%
HK$35,845
+HK$2,056/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,578/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,371
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,320
−HK$962/mo
Today · 4.125%
HK$37,282
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,564/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,066
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$1,076/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,405
+HK$2,203/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,898
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,031/mo
Today · 4.125%
HK$39,945
baseline
▲ 0.50% · 4.625%
HK$42,051
+HK$2,106/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,890/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,467
−HK$1,149/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,965
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,424
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,509
−HK$1,100/mo
Today · 4.125%
HK$42,609
baseline
▲ 0.50% · 4.625%
HK$44,854
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,218/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,220/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,526
+HK$2,497/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,103
−HK$1,169/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$47,658
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,879
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,151
−HK$1,292/mo
Today · 4.125%
HK$43,443
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,886/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,478
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,697
−HK$1,238/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,461
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).