▼ 0.50% · 3.625%
HK$18,823
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,408
−HK$595/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,220
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,502
−HK$569/mo
Today · 4.125%
HK$22,071
baseline
▲ 0.50% · 4.625%
HK$23,235
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,142/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,705
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,349
−HK$654/mo
Today · 4.125%
HK$22,003
baseline
▲ 0.50% · 4.625%
HK$23,342
+HK$1,339/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$44,006/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,034
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,652
−HK$627/mo
Today · 4.125%
HK$24,279
baseline
▲ 0.50% · 4.625%
HK$25,558
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,558/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,587
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$714/mo
Today · 4.125%
HK$24,004
baseline
▲ 0.50% · 4.625%
HK$25,464
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,008/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,128
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$684/mo
Today · 4.125%
HK$26,486
baseline
▲ 0.50% · 4.625%
HK$27,882
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,972/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,470
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$773/mo
Today · 4.125%
HK$26,004
baseline
▲ 0.50% · 4.625%
HK$27,586
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,008/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,222
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,952
−HK$741/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,205
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,352
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,172
−HK$832/mo
Today · 4.125%
HK$28,004
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,008/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$798/mo
Today · 4.125%
HK$30,900
baseline
▲ 0.50% · 4.625%
HK$32,529
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,800/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,234
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,112
−HK$893/mo
Today · 4.125%
HK$30,005
baseline
▲ 0.50% · 4.625%
HK$31,830
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,010/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,410
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,253
−HK$854/mo
Today · 4.125%
HK$33,107
baseline
▲ 0.50% · 4.625%
HK$34,852
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,214/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$952/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$911/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,176
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,999
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$1,011/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$36,074
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,598
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,553
−HK$968/mo
Today · 4.125%
HK$37,521
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,042/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,881
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,935
−HK$1,071/mo
Today · 4.125%
HK$36,006
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$2,190/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$72,012/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,692
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,703
−HK$1,026/mo
Today · 4.125%
HK$39,729
baseline
▲ 0.50% · 4.625%
HK$41,823
+HK$2,094/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,458/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).