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Home Central and Western District Wah Po Building

21/F F

in Wah Po Building

Central and Western District · Hong Kong Island

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Floor
1/F B 1,041 ft² 1/F D 311 ft² 1/F H 407 ft² 2/F B 419 ft² 2/F C 311 ft² 2/F H 407 ft² 3/F A 407 ft² 3/F B 419 ft² 3/F D 311 ft² 3/F E 311 ft² 3/F F 311 ft² 3/F G 419 ft² 3/F H 407 ft² 4/F A 407 ft² 4/F B 419 ft² 4/F C 311 ft² 4/F D 311 ft² 4/F E 311 ft² 4/F G 419 ft² 4/F H 407 ft² 6/F A 407 ft² 6/F C 311 ft² 6/F D 311 ft² 6/F F 311 ft² 7/F A 407 ft² 7/F B 419 ft² 7/F C 311 ft² 7/F E 311 ft² 8/F D 311 ft² 8/F G 419 ft² 8/F H 407 ft² 9/F A 407 ft² 9/F C 311 ft² 9/F D 311 ft² 9/F E 311 ft² 9/F F 311 ft² 10/F A 407 ft² 10/F B 419 ft² 10/F G 419 ft² 11/F A 407 ft² 11/F C 311 ft² 11/F D 311 ft² 11/F E 311 ft² 11/F F 311 ft² 11/F G 419 ft² 12/F C 311 ft² 12/F E 311 ft² 12/F G 419 ft² 12/F H 407 ft² 13/F A 407 ft² 13/F C 311 ft² 13/F D 311 ft² 13/F F 311 ft² 13/F G 401 ft² 14/F A 407 ft² 14/F D 311 ft² 14/F G 419 ft² 15/F D 311 ft² 15/F F 311 ft² 16/F A 407 ft² 16/F F 311 ft² 16/F H 407 ft² 17/F A 407 ft² 17/F B 419 ft² 17/F C 311 ft² 17/F F 311 ft² 18/F A 407 ft² 18/F B 419 ft² 18/F C 311 ft² 18/F D 311 ft² 18/F H 407 ft² 19/F B 419 ft² 19/F C 311 ft² 19/F D 311 ft² 19/F E 311 ft² 19/F F 311 ft² 19/F H 407 ft² 20/F C 311 ft² 20/F F 311 ft² 21/F A 407 ft² 21/F B 419 ft² 21/F C 311 ft² 21/F D 311 ft² 21/F E 311 ft² 21/F F 311 ft² 21/F H 407 ft² 22/F B 419 ft² 22/F E 311 ft² 22/F F 311 ft² 22/F G 419 ft² 23/F B 419 ft² 23/F C 311 ft² 23/F D 311 ft² 24/F B 419 ft² 24/F C 311 ft² 24/F E 311 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.29M
≈ HK$13,796 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,715/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,611
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,159
−HK$556/mo
Today · 4.125%
HK$18,715
baseline
▲ 0.50% · 4.625%
HK$19,854
+HK$1,139/mo

Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,430/mo (50% DSR)

Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,239 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 4 min walk · 314 m
Education
39
schools within 1 km (21 within 500 m)
Daily convenience
42
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
F
Saleable Area
311 Saleable ft²
Gross Area
480 ft²
Efficiency
65%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-05-18 HK$4.58M −18.9%
4.9y · −4.0%/yr
2021-07-12 HK$5.65M +242.4%
12.6y · 19.0%/yr
2008-12-11 HK$1.65M −10.8%
2008-06-18 HK$1.85M +13.5%
2007-11-06 HK$1.63M +16.4%
2007-06-16 HK$1.40M +20.7%
1995-08-03 HK$1.16M —

Other appraised units in this building

1/F B
1,041 ft²
HK$13.27M
1/F D
311 ft²
HK$3.71M
1/F H
407 ft²
HK$4.75M
2/F B
419 ft²
HK$4.96M
2/F C
311 ft²
HK$3.72M
2/F H
407 ft²
HK$4.78M
Data sourced from Renavon.com