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At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,591/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,182/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$6,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 66%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-17 | HK$4.28M | −22.2% 3.1y · −7.0%/yr |
| 2021-11-18 | HK$5.50M | +10.0% 3.9y · 3.0%/yr |
| 2017-12-13 | HK$5.00M | +19.0% 2.2y · 9.0%/yr |
| 2015-10-08 | HK$4.20M | — |