19/F 1

Central and Western District · Hong Kong Island

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3/F 1 281 ft² 3/F 2 281 ft² 3/F 3 314 ft² 3/F 4 457 ft² 3/F 6 314 ft² 4/F 1 281 ft² 4/F 2 281 ft² 4/F 3 314 ft² 4/F 4 457 ft² 4/F 5 457 ft² 4/F 6 314 ft² 5/F 2 281 ft² 5/F 4 464 ft² 5/F 6 314 ft² 6/F 1 281 ft² 6/F 3 314 ft² 6/F 5 457 ft² 7/F 1 281 ft² 7/F 2 281 ft² 7/F 4 457 ft² 7/F 5 457 ft² 8/F 1 281 ft² 8/F 4 457 ft² 8/F 5 461 ft² 8/F 6 314 ft² 9/F 1 281 ft² 9/F 2 281 ft² 9/F 3 314 ft² 9/F 4 457 ft² 9/F 5 461 ft² 10/F 1 281 ft² 10/F 3 314 ft² 10/F 4 457 ft² 10/F 5 457 ft² 11/F 1 279 ft² 11/F 2 281 ft² 11/F 3 314 ft² 11/F 5 461 ft² 11/F 6 314 ft² 12/F 1 279 ft² 12/F 2 281 ft² 12/F 4 457 ft² 12/F 5 461 ft² 12/F 6 314 ft² 13/F 1 279 ft² 13/F 3 312 ft² 13/F 4 457 ft² 13/F 6 314 ft² 14/F 1 281 ft² 14/F 2 281 ft² 14/F 3 314 ft² 14/F 4 457 ft² 14/F 5 461 ft² 14/F 6 314 ft² 15/F 1 281 ft² 15/F 2 281 ft² 15/F 5 457 ft² 15/F 6 314 ft² 16/F 1 281 ft² 16/F 2 281 ft² 16/F 4 457 ft² 16/F 5 457 ft² 16/F 6 314 ft² 17/F 2 279 ft² 17/F 4 457 ft² 17/F 5 457 ft² 18/F 2 281 ft² 18/F 3 314 ft² 18/F 4 457 ft² 19/F 1 281 ft² 19/F 2 281 ft² 19/F 4 457 ft² 19/F 6 314 ft² 20/F 1 281 ft² 20/F 2 281 ft² 21/F 1 281 ft² 21/F 2 281 ft² 21/F 3 314 ft² 21/F 4 457 ft² 21/F 5 457 ft² 21/F 6 314 ft² 22/F 1 281 ft² 22/F 2 281 ft² 22/F 4 457 ft² 22/F 6 314 ft² 23/F 1 281 ft² 23/F 2 281 ft² 23/F 3 312 ft² 23/F 4 457 ft² 23/F 6 314 ft² 24/F 1 281 ft² 24/F 2 279 ft² 24/F 3 314 ft² 24/F 6 314 ft² 25/F 1 281 ft² 25/F 2 281 ft² 25/F 3 314 ft² 25/F 4 457 ft² 25/F 6 314 ft² 26/F 1 281 ft² 26/F 2 281 ft² 26/F 3 314 ft² 27/F 1 281 ft² 27/F 2 281 ft² 27/F 3 314 ft² 27/F 4 457 ft² 27/F 6 314 ft² 28/F 1 294 ft² 28/F 3 236 ft² 28/F 4 457 ft² 28/F 5 457 ft² 29/F 1 294 ft² 29/F 2 294 ft² 29/F 3 236 ft² 29/F 5 378 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.29M

≈ HK$15,258 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,702/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,598

−HK$1,104/mo

▼ 0.25% · 3.875%

HK$18,146

−HK$556/mo

Today · 4.125%

HK$18,702

baseline

▲ 0.50% · 4.625%

HK$19,840

+HK$1,138/mo

Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,404/mo (50% DSR)

Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,621 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 1 min walk · 70 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 19/F
Flat: 1
Saleable Area: 281 Saleable ft²
Gross Area: 370 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-05-05	HK$6.00M	+8.1% 3.4y · 2.0%/yr	HK$21,352	HK$16,216
2017-12-07	HK$5.55M	+39.8% 3.5y · 11.0%/yr	HK$19,751	HK$15,000
2014-06-13	HK$3.97M	+36.9%	HK$14,128	HK$10,730
2011-05-19	HK$2.90M	+56.8%	HK$10,320	HK$7,838
2009-11-17	HK$1.85M	+38.1%	HK$6,584	HK$5,000
1998-08-14	HK$1.34M	—	HK$4,769	HK$3,622

Other appraised units in this building

Data sourced from Renavon.com