22/F 1

Central and Western District · Hong Kong Island

Switch unit

Floor

3/F 1 281 ft² 3/F 2 281 ft² 3/F 3 314 ft² 3/F 4 457 ft² 3/F 6 314 ft² 4/F 1 281 ft² 4/F 2 281 ft² 4/F 3 314 ft² 4/F 4 457 ft² 4/F 5 457 ft² 4/F 6 314 ft² 5/F 2 281 ft² 5/F 4 464 ft² 5/F 6 314 ft² 6/F 1 281 ft² 6/F 3 314 ft² 6/F 5 457 ft² 7/F 1 281 ft² 7/F 2 281 ft² 7/F 4 457 ft² 7/F 5 457 ft² 8/F 1 281 ft² 8/F 4 457 ft² 8/F 5 461 ft² 8/F 6 314 ft² 9/F 1 281 ft² 9/F 2 281 ft² 9/F 3 314 ft² 9/F 4 457 ft² 9/F 5 461 ft² 10/F 1 281 ft² 10/F 3 314 ft² 10/F 4 457 ft² 10/F 5 457 ft² 11/F 1 279 ft² 11/F 2 281 ft² 11/F 3 314 ft² 11/F 5 461 ft² 11/F 6 314 ft² 12/F 1 279 ft² 12/F 2 281 ft² 12/F 4 457 ft² 12/F 5 461 ft² 12/F 6 314 ft² 13/F 1 279 ft² 13/F 3 312 ft² 13/F 4 457 ft² 13/F 6 314 ft² 14/F 1 281 ft² 14/F 2 281 ft² 14/F 3 314 ft² 14/F 4 457 ft² 14/F 5 461 ft² 14/F 6 314 ft² 15/F 1 281 ft² 15/F 2 281 ft² 15/F 5 457 ft² 15/F 6 314 ft² 16/F 1 281 ft² 16/F 2 281 ft² 16/F 4 457 ft² 16/F 5 457 ft² 16/F 6 314 ft² 17/F 2 279 ft² 17/F 4 457 ft² 17/F 5 457 ft² 18/F 2 281 ft² 18/F 3 314 ft² 18/F 4 457 ft² 19/F 1 281 ft² 19/F 2 281 ft² 19/F 4 457 ft² 19/F 6 314 ft² 20/F 1 281 ft² 20/F 2 281 ft² 21/F 1 281 ft² 21/F 2 281 ft² 21/F 3 314 ft² 21/F 4 457 ft² 21/F 5 457 ft² 21/F 6 314 ft² 22/F 1 281 ft² 22/F 2 281 ft² 22/F 4 457 ft² 22/F 6 314 ft² 23/F 1 281 ft² 23/F 2 281 ft² 23/F 3 312 ft² 23/F 4 457 ft² 23/F 6 314 ft² 24/F 1 281 ft² 24/F 2 279 ft² 24/F 3 314 ft² 24/F 6 314 ft² 25/F 1 281 ft² 25/F 2 281 ft² 25/F 3 314 ft² 25/F 4 457 ft² 25/F 6 314 ft² 26/F 1 281 ft² 26/F 2 281 ft² 26/F 3 314 ft² 27/F 1 281 ft² 27/F 2 281 ft² 27/F 3 314 ft² 27/F 4 457 ft² 27/F 6 314 ft² 28/F 1 294 ft² 28/F 3 236 ft² 28/F 4 457 ft² 28/F 5 457 ft² 29/F 1 294 ft² 29/F 2 294 ft² 29/F 3 236 ft² 29/F 5 378 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.34M

≈ HK$15,431 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,914/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,798

−HK$1,116/mo

▼ 0.25% · 3.875%

HK$18,351

−HK$563/mo

Today · 4.125%

HK$18,914

baseline

▲ 0.50% · 4.625%

HK$20,065

+HK$1,151/mo

Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,828/mo (50% DSR)

Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,044 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 1 min walk · 70 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: 1
Saleable Area: 281 Saleable ft²
Gross Area: 370 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-05-15	HK$3.68M	−38.5% 5.6y · −7.0%/yr	HK$13,096	HK$9,946
2019-10-04	HK$5.98M	+213.1% 9.7y · 22.0%/yr	HK$21,281	HK$16,162
2010-02-11	HK$1.91M	+11.0%	HK$6,797	HK$5,162
2009-08-03	HK$1.72M	+23.7%	HK$6,121	HK$4,649
2007-09-27	HK$1.39M	−28.7%	HK$4,947	HK$3,757
1997-05-24	HK$1.95M	+31.8%	HK$6,940	HK$5,270
1996-12-06	HK$1.48M	—	HK$5,267	HK$4,000

Other appraised units in this building

Data sourced from Renavon.com