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At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,776/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,552/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 195 Saleable ft²
- Gross Area
- 315 ft²
- Efficiency
- 62%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-13 | HK$2.58M | −37.1% 6.1y · −6.0%/yr |
| 2018-07-31 | HK$4.10M | +32.3% 3.5y · 9.0%/yr |
| 2015-01-30 | HK$3.10M | +67.6% |
| 2010-12-31 | HK$1.85M | +17.1% |
| 2010-07-29 | HK$1.58M | +13.7% |
| 2009-09-03 | HK$1.39M | +3.0% |
| 2008-10-15 | HK$1.35M | +181.2% |
| 2003-01-29 | HK$480K | −60.0% |
| 1997-01-16 | HK$1.20M | — |