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At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,048/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,096/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 214 Saleable ft²
- Gross Area
- 346 ft²
- Efficiency
- 62%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-05 | HK$4.10M | +9.3% 3.4y · 3.0%/yr |
| 2017-10-12 | HK$3.75M | +27.1% 3.9y · 7.0%/yr |
| 2013-11-07 | HK$2.95M | +239.1% |
| 2006-09-22 | HK$870K | — |