Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$652K, with repayments around HK$28,461/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$56,922/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$187,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 545 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-04 | HK$6.15M | −18.7% 5.3y · −4.0%/yr |
| 2021-02-24 | HK$7.56M | +153.7% 11.7y · 13.0%/yr |
| 2009-06-17 | HK$2.98M | +109.9% |
| 2004-02-21 | HK$1.42M | −36.3% |
| 1999-07-14 | HK$2.23M | −20.9% |
| 1997-01-15 | HK$2.82M | — |