Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$639K, with repayments around HK$27,858/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$173,673 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 392 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-13 | HK$5.97M | −0.5% 4.1y · 0.0%/yr |
| 2020-08-05 | HK$6.00M | −6.7% 2.8y · −2.0%/yr |
| 2017-10-17 | HK$6.43M | +133.8% 10.0y · 13.0%/yr |
| 2007-10-11 | HK$2.75M | −16.7% |
| 1997-05-23 | HK$3.30M | +63.4% |
| 1995-08-05 | HK$2.02M | — |