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4/F 2室(NO. 354)

in Chung Ah Mansion

Central and Western District · Hong Kong Island

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Floor
1/F 2室(NO. 354) 512 ft² 2/F 1室(NO. 352) 704 ft² 2/F 4室(NO. 358) 512 ft² 2/F 6室(NO. 362) 512 ft² 2/F 10室(NO. 360A) 406 ft² 3/F 3室(NO. 356) 512 ft² 3/F 6室(NO. 362) 512 ft² 3/F 9室(NO. 358A) 343 ft² 4/F 7室(NO. 364) 512 ft² 4/F 1室(NO. 352) 704 ft² 4/F 2室(NO. 354) 512 ft² 4/F 3室(NO. 356) 512 ft² 4/F 6室(NO. 362) 512 ft² 4/F 8室(NO. 366) 708 ft² 4/F 10室(NO. 360A) 406 ft² 5/F 7 (NO. 364) 512 ft² 5/F 2室(NO. 354) 512 ft² 5/F 4室(NO. 358) 512 ft² 5/F 5室(NO. 360) 550 ft² 5/F 8室(NO. 366) 708 ft² 5/F 10室(NO. 360A) 406 ft² 6/F 3室(NO. 356) 512 ft² 6/F 4室(NO. 358) 512 ft² 6/F 6室(NO. 362) 512 ft² 6/F 8室(NO. 366) 708 ft² 7/F 1室(NO. 352) 704 ft² 7/F 5室(NO. 360) 550 ft² 7/F 6室(NO. 362) 512 ft² 7/F 7室(NO. 364) 512 ft² 7/F 9室(NO. 358A) 343 ft² 7/F 10室(NO. 360A) 406 ft² 8/F 1室(NO. 352) 704 ft² 8/F 2室(NO. 354) 512 ft² 8/F 4室(NO. 358) 512 ft² 8/F 9室(NO. 358A) 343 ft² 9/F 1室(NO. 352) 704 ft² 9/F 3室(NO. 356) 512 ft² 9/F 4室(NO. 358) 512 ft² 9/F 5室(NO. 360) 550 ft² 9/F 8室(NO. 366) 708 ft² 9/F 9室(NO. 358A) 343 ft² 9/F 10室(NO. 360A) 406 ft² 10/F 1室(NO. 352) 704 ft² 10/F 5室(NO. 360) 550 ft² 10/F 7室(NO. 364) 512 ft² 10/F 9室(NO. 358A) 343 ft² 11/F 1室(NO. 352) 704 ft² 11/F 2室(NO. 354) 512 ft² 11/F 3室(NO. 356) 512 ft² 11/F 7室(NO. 364) 512 ft² 11/F 9室(NO. 358A) 343 ft² 12/F 8室(NO. 366) 708 ft² 12/F 9室(NO. 358A) 343 ft² 13/F 2室(NO. 354) 477 ft² 13/F 3室(NO. 356) 477 ft² 14/F 3室(NO. 356) 443 ft² 14/F 4室(NO. 358) 443 ft² 14/F 5室(NO. 360) 477 ft² 14/F 6室(NO. 362) 443 ft² 14/F 7室(NO. 364) 443 ft² 14/F 9室(NO. 358A) 343 ft² 14/F 10室(NO. 360A) 406 ft² 15/F 2室(NO. 354) 406 ft² 15/F 6室(NO. 362) 401 ft² 15/F 10室(NO. 360A) 406 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.18M
≈ HK$8,172 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,250/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,173
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,707
−HK$543/mo
Today · 4.125%
HK$18,250
baseline
▲ 0.50% · 4.625%
HK$19,360
+HK$1,110/mo

Deposit HK$418K · loan HK$3.77M · min. income ≈ HK$36,500/mo (50% DSR)

Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,892 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
2室(NO. 354)
Saleable Area
512 ft²
Gross Area
667 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-06-21 HK$1.28M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
HKU
≈ 5 min walk · 389 m
Education
41
schools within 1 km (24 within 500 m)
Daily convenience
37
within 1 km (22 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Other appraised units in this building