▼ 0.50% · 3.625%
HK$6,844
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$216/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,614
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,818
−HK$207/mo
Today · 4.125%
HK$8,025
baseline
▲ 0.50% · 4.625%
HK$8,448
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,050/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,528
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,762
−HK$238/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,375
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,600
−HK$227/mo
Today · 4.125%
HK$8,827
baseline
▲ 0.50% · 4.625%
HK$9,293
+HK$466/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,654/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,212
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,468
−HK$259/mo
Today · 4.125%
HK$8,727
baseline
▲ 0.50% · 4.625%
HK$9,259
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,454/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,136
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,381
−HK$249/mo
Today · 4.125%
HK$9,630
baseline
▲ 0.50% · 4.625%
HK$10,138
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,260/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,897
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,174
−HK$281/mo
Today · 4.125%
HK$9,455
baseline
▲ 0.50% · 4.625%
HK$10,030
+HK$575/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,910/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,898
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,163
−HK$269/mo
Today · 4.125%
HK$10,432
baseline
▲ 0.50% · 4.625%
HK$10,982
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,864/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,581
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,879
−HK$303/mo
Today · 4.125%
HK$10,182
baseline
▲ 0.50% · 4.625%
HK$10,802
+HK$620/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$20,364/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,659
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,945
−HK$290/mo
Today · 4.125%
HK$11,235
baseline
▲ 0.50% · 4.625%
HK$11,827
+HK$592/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$22,470/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,266
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,585
−HK$324/mo
Today · 4.125%
HK$10,909
baseline
▲ 0.50% · 4.625%
HK$11,573
+HK$664/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$21,818/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,420
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,727
−HK$310/mo
Today · 4.125%
HK$12,037
baseline
▲ 0.50% · 4.625%
HK$12,672
+HK$635/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$24,074/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,950
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,291
−HK$346/mo
Today · 4.125%
HK$11,637
baseline
▲ 0.50% · 4.625%
HK$12,345
+HK$708/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$23,274/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,182
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,508
−HK$332/mo
Today · 4.125%
HK$12,840
baseline
▲ 0.50% · 4.625%
HK$13,517
+HK$677/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$25,680/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,634
−HK$730/mo
▼ 0.25% · 3.875%
HK$11,996
−HK$368/mo
Today · 4.125%
HK$12,364
baseline
▲ 0.50% · 4.625%
HK$13,116
+HK$752/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,728/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,943
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,290
−HK$352/mo
Today · 4.125%
HK$13,642
baseline
▲ 0.50% · 4.625%
HK$14,361
+HK$719/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,284/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,319
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,702
−HK$389/mo
Today · 4.125%
HK$13,091
baseline
▲ 0.50% · 4.625%
HK$13,888
+HK$797/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,182/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,704
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,072
−HK$373/mo
Today · 4.125%
HK$14,445
baseline
▲ 0.50% · 4.625%
HK$15,206
+HK$761/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,890/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).