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At today's rate and a 90% mortgage, the deposit on this unit is about HK$461K, with repayments around HK$20,093/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- K
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-09 | HK$4.30M | −31.2% 3.6y · −9.0%/yr |
| 2022-05-24 | HK$6.25M | +104.2% 11.1y · 9.0%/yr |
| 2011-04-18 | HK$3.06M | +31.3% |
| 1997-09-04 | HK$2.33M | +20.1% |
| 1997-03-14 | HK$1.94M | — |