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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,198/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,396/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,512 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- H
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 372 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-29 | HK$6.00M | +17.6% 3.5y · 5.0%/yr |
| 2017-09-18 | HK$5.10M | +33.5% 3.2y · 11.0%/yr |
| 2014-07-18 | HK$3.82M | +35.0% |
| 2011-05-17 | HK$2.83M | +100.7% |
| 2007-08-27 | HK$1.41M | −32.5% |
| 1997-11-14 | HK$2.09M | — |