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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,699/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,398/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- F
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-13 | HK$3.65M | −12.7% 8.2y · −2.0%/yr |
| 2017-09-07 | HK$4.18M | +52.0% 5.3y · 10.0%/yr |
| 2012-05-21 | HK$2.75M | +75.2% |
| 2009-12-30 | HK$1.57M | +57.0% |
| 2006-11-01 | HK$1.00M | +4.2% |
| 2006-09-05 | HK$960K | — |