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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,614/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,228/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 521 ft²
- Efficiency
- 73%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-17 | HK$4.50M | −25.0% 7.1y |
| 2019-04-24 | HK$6.00M | +36.4% 3.3y · 11.0%/yr |
| 2016-01-12 | HK$4.40M | +46.7% 3.1y · 15.0%/yr |
| 2012-11-08 | HK$3.00M | — |