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5/F 1

in Luen Hong Apartments

Central and Western District · Hong Kong Island

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2/F 1 391 ft² 2/F 10 391 ft² 2/F 2 372 ft² 2/F 5 328 ft² 2/F 9 372 ft² 2/F 3 372 ft² 2/F 12 328 ft² 3/F 5 328 ft² 3/F 6 328 ft² 3/F 10 391 ft² 4/F 11 328 ft² 4/F 6 328 ft² 4/F 9 372 ft² 4/F 1 391 ft² 4/F 3 372 ft² 4/F 8 372 ft² 4/F 12 328 ft² 5/F 1 391 ft² 5/F 10 391 ft² 5/F 2 372 ft² 5/F 6 328 ft² 5/F 7 391 ft² 5/F 8 372 ft² 5/F 4 391 ft² 5/F 9 372 ft² 6/F 11 328 ft² 6/F 12 328 ft² 6/F 2 372 ft² 6/F 3 372 ft² 6/F 4 391 ft² 6/F 7 391 ft² 7/F 10 391 ft² 7/F 8 372 ft² 7/F 6 328 ft² 7/F 9 372 ft² 7/F 11 328 ft² 7/F 12 328 ft² 8/F 6 328 ft² 8/F 7 391 ft² 8/F 4 391 ft² 8/F 9 372 ft² 8/F 10 391 ft² 9/F 4 391 ft² 9/F 9 372 ft² 9/F 10 391 ft² 9/F 11 328 ft² 10/F 10 391 ft² 10/F 11 328 ft² 10/F 2 372 ft² 10/F 3 372 ft² 10/F 4 719 ft² 10/F 6 328 ft² 10/F 7 391 ft² 11/F 1 391 ft² 11/F 2 372 ft² 11/F 5 328 ft² 11/F 3 372 ft² 11/F 4 391 ft² 11/F 8 372 ft² 11/F 10 391 ft² 11/F 11 328 ft² 12/F 12 328 ft² 12/F 2 372 ft² 12/F 7 391 ft² 12/F 8 372 ft² 12/F 1 391 ft² 12/F 4 391 ft² 12/F 10 391 ft² 13/F 10 391 ft² 13/F 4 391 ft² 13/F 5 328 ft² 13/F 7 391 ft² 13/F 9 372 ft² 13/F 1 391 ft² 13/F 3 372 ft² 13/F 6 328 ft² 13/F 12 328 ft² 14/F 12 328 ft² 14/F 2 372 ft² 14/F 3 372 ft² 14/F 5 328 ft² 14/F 9 372 ft² 15/F 10 391 ft² 15/F 12 328 ft² 15/F 4 391 ft² 15/F 5 328 ft² 15/F 7 391 ft² 16/F 5 328 ft² 16/F 8 372 ft² 16/F 9 372 ft² 16/F 10 391 ft² 17/F 1 391 ft² 17/F 10 391 ft² 17/F 11 328 ft² 17/F 2 372 ft² 17/F 3 372 ft² 17/F 8 372 ft² 17/F 4 391 ft² 17/F 7 391 ft² 17/F 12 328 ft² 18/F 5 328 ft² 18/F 9 372 ft² 18/F 1 391 ft² 18/F 4 391 ft² 19/F 1 391 ft² 19/F 11 328 ft² 19/F 4 391 ft² 19/F 8 372 ft² 19/F 5 328 ft² 19/F 7 391 ft² 19/F 9 372 ft² 20/F 1 391 ft² 20/F 11 328 ft² 20/F 7 391 ft² 20/F 9 372 ft² 20/F 3 372 ft² 20/F 6 328 ft² 20/F 8 372 ft² 21/F 1 391 ft² 21/F 10 391 ft² 21/F 2 372 ft² 21/F 5 328 ft² 21/F 7 391 ft² 22/F 2 372 ft² 22/F 6 328 ft² 22/F 10 391 ft² 22/F 11 328 ft² 23/F 1 391 ft² 23/F 11 328 ft² 23/F 2 372 ft² 23/F 4 391 ft² 23/F 9 372 ft² 23/F 12 328 ft² 24/F 3 372 ft² 24/F 4 391 ft²
Crescira AVM · estimated value Medium confidence
HK$4.01M
≈ HK$10,248 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,478/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,447
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,959
−HK$519/mo
Today · 4.125%
HK$17,478
baseline
▲ 0.50% · 4.625%
HK$18,542
+HK$1,064/mo

Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,956/mo (50% DSR)

Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$1,519 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
1
Saleable Area
391 ft²
Gross Area
488 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1999-05-03 HK$1.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 2 min walk · 151 m
Education
19
schools within 1 km (10 within 500 m)
Daily convenience
20
within 1 km (12 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com