Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,945/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.50M · min. income ≈ HK$33,890/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 3
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 470 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-04 | HK$4.08M | −28.7% 6.9y · −4.0%/yr |
| 2019-05-06 | HK$5.72M | +51.3% 5.1y · 10.0%/yr |
| 2014-04-03 | HK$3.78M | +278.0% |
| 2006-05-04 | HK$1.00M | −40.5% |
| 1997-08-12 | HK$1.68M | — |