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At today's rate and a 90% mortgage, the deposit on this unit is about HK$194K, with repayments around HK$8,442/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,884/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 18 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- B
- Saleable Area
- 141 Saleable ft²
- Gross Area
- 190 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-23 | HK$3.30M | +46.7% 3.7y · 13.0%/yr |
| 2016-06-27 | HK$2.25M | +139.4% 6.2y · 23.0%/yr |
| 2010-05-10 | HK$940K | +84.3% |
| 2005-07-08 | HK$510K | — |