▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$144/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$137/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$152/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$309/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$172/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,151
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,070
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$165/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,735
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$186/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$383/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$179/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,296
+HK$365/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$202/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,176
+HK$411/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$193/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$393/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,820
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$216/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,689
+HK$441/mo
Deposit HK$498K · loan HK$1.50M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,587
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,791
−HK$206/mo
Today · 4.125%
HK$7,997
baseline
▲ 0.50% · 4.625%
HK$8,419
+HK$422/mo
Deposit HK$498K · loan HK$1.50M · min. income ≈ HK$15,994/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,501
−HK$230/mo
Today · 4.125%
HK$7,731
baseline
▲ 0.50% · 4.625%
HK$8,201
+HK$470/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,462/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,093
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,310
−HK$220/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$8,980
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,729
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,970
−HK$244/mo
Today · 4.125%
HK$8,214
baseline
▲ 0.50% · 4.625%
HK$8,714
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,428/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,599
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,830
−HK$233/mo
Today · 4.125%
HK$9,063
baseline
▲ 0.50% · 4.625%
HK$9,541
+HK$478/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,126/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,184
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,439
−HK$258/mo
Today · 4.125%
HK$8,697
baseline
▲ 0.50% · 4.625%
HK$9,227
+HK$530/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,394/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,105
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,349
−HK$248/mo
Today · 4.125%
HK$9,597
baseline
▲ 0.50% · 4.625%
HK$10,102
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,194/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).