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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,057/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.11M · min. income ≈ HK$30,114/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- E
- Saleable Area
- 217 Saleable ft²
- Gross Area
- 280 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-15 | HK$4.48M | +21.1% 4.0y · 5.0%/yr |
| 2016-06-02 | HK$3.70M | +76.2% 5.6y · 13.0%/yr |
| 2010-10-12 | HK$2.10M | +27.3% |
| 2010-05-07 | HK$1.65M | +205.6% |
| 2001-07-19 | HK$540K | — |