Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,040/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- C
- Saleable Area
- 222 Saleable ft²
- Gross Area
- 290 ft²
- Efficiency
- 77%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-06 | HK$4.00M | −14.0% 1.0y · −14.0%/yr |
| 2021-03-17 | HK$4.65M | +200.0% 12.7y · 16.0%/yr |
| 2008-07-18 | HK$1.55M | +9.2% |
| 2008-03-17 | HK$1.42M | — |