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At today's rate and a 90% mortgage, the deposit on this unit is about HK$258K, with repayments around HK$11,251/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,502/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 6
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-07 | HK$2.58M | −9.8% 0.8y |
| 2024-03-11 | HK$2.86M | +15.3% 9.6y · 2.0%/yr |
| 2014-08-29 | HK$2.48M | +306.6% |
| 2001-06-28 | HK$610K | −43.5% |
| 1997-01-21 | HK$1.08M | +20.0% |
| 1995-11-24 | HK$900K | — |