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At today's rate and a 90% mortgage, the deposit on this unit is about HK$257K, with repayments around HK$11,216/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$22,432/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 1
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-04 | HK$2.42M | −37.1% 6.7y · −6.0%/yr |
| 2019-05-30 | HK$3.85M | +26.2% 3.8y · 7.0%/yr |
| 2015-08-21 | HK$3.05M | +169.9% |
| 2010-07-30 | HK$1.13M | +15.3% |
| 2010-05-05 | HK$980K | +46.3% |
| 2005-11-22 | HK$670K | +19.6% |
| 2005-08-31 | HK$560K | −54.8% |
| 1997-06-27 | HK$1.24M | — |