▼ 0.50% · 3.625%
HK$6,380
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,579
−HK$201/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,193
+HK$413/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$193/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,876
+HK$395/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$222/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,808
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$212/mo
Today · 4.125%
HK$8,229
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$434/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,458/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$232/mo
Today · 4.125%
HK$8,978
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$473/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,956/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,294
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,552
−HK$262/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,351
+HK$537/mo
Deposit HK$979K · loan HK$1.82M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,227
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,475
−HK$251/mo
Today · 4.125%
HK$9,726
baseline
▲ 0.50% · 4.625%
HK$10,238
+HK$512/mo
Deposit HK$979K · loan HK$1.82M · min. income ≈ HK$19,452/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,932
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,210
−HK$282/mo
Today · 4.125%
HK$9,492
baseline
▲ 0.50% · 4.625%
HK$10,070
+HK$578/mo
Deposit HK$839K · loan HK$1.96M · min. income ≈ HK$18,984/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,937
−HK$537/mo
▼ 0.25% · 3.875%
HK$10,203
−HK$271/mo
Today · 4.125%
HK$10,474
baseline
▲ 0.50% · 4.625%
HK$11,026
+HK$552/mo
Deposit HK$839K · loan HK$1.96M · min. income ≈ HK$20,948/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,570
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,868
−HK$302/mo
Today · 4.125%
HK$10,170
baseline
▲ 0.50% · 4.625%
HK$10,789
+HK$619/mo
Deposit HK$699K · loan HK$2.10M · min. income ≈ HK$20,340/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,647
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,932
−HK$290/mo
Today · 4.125%
HK$11,222
baseline
▲ 0.50% · 4.625%
HK$11,813
+HK$591/mo
Deposit HK$699K · loan HK$2.10M · min. income ≈ HK$22,444/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,208
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,526
−HK$322/mo
Today · 4.125%
HK$10,848
baseline
▲ 0.50% · 4.625%
HK$11,508
+HK$660/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$21,696/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,357
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,661
−HK$309/mo
Today · 4.125%
HK$11,970
baseline
▲ 0.50% · 4.625%
HK$12,601
+HK$631/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$23,940/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,846
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,184
−HK$342/mo
Today · 4.125%
HK$11,526
baseline
▲ 0.50% · 4.625%
HK$12,228
+HK$702/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$23,052/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,066
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,390
−HK$328/mo
Today · 4.125%
HK$12,718
baseline
▲ 0.50% · 4.625%
HK$13,389
+HK$671/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$25,436/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,484
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,841
−HK$363/mo
Today · 4.125%
HK$12,204
baseline
▲ 0.50% · 4.625%
HK$12,947
+HK$743/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,408/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,776
−HK$690/mo
▼ 0.25% · 3.875%
HK$13,119
−HK$347/mo
Today · 4.125%
HK$13,466
baseline
▲ 0.50% · 4.625%
HK$14,176
+HK$710/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,932/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).