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At today's rate and a 90% mortgage, the deposit on this unit is about HK$288K, with repayments around HK$12,572/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$288K · loan HK$2.59M · min. income ≈ HK$25,144/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-09 | HK$3.30M | −21.4% 4.0y · −5.0%/yr |
| 2020-04-24 | HK$4.20M | +72.8% 6.3y · 12.0%/yr |
| 2013-12-13 | HK$2.43M | +62.0% |
| 2011-08-05 | HK$1.50M | +92.3% |
| 2006-10-06 | HK$780K | — |