▼ 0.50% · 3.625%
HK$4,997
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$157/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$152/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$308/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$173/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$356/mo
Deposit HK$986K · loan HK$1.21M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$167/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$339/mo
Deposit HK$986K · loan HK$1.21M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$190/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$387/mo
Deposit HK$877K · loan HK$1.31M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$181/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$371/mo
Deposit HK$877K · loan HK$1.31M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$206/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$420/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,421
−HK$196/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$402/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,214
−HK$221/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,887
+HK$452/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,992
−HK$211/mo
Today · 4.125%
HK$8,203
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$433/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$16,406/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,496
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,729
−HK$237/mo
Today · 4.125%
HK$7,966
baseline
▲ 0.50% · 4.625%
HK$8,450
+HK$484/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$15,932/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,339
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,562
−HK$227/mo
Today · 4.125%
HK$8,789
baseline
▲ 0.50% · 4.625%
HK$9,253
+HK$464/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$17,578/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,995
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,244
−HK$253/mo
Today · 4.125%
HK$8,497
baseline
▲ 0.50% · 4.625%
HK$9,014
+HK$517/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$16,994/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,895
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,133
−HK$242/mo
Today · 4.125%
HK$9,375
baseline
▲ 0.50% · 4.625%
HK$9,869
+HK$494/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$18,750/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,495
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,759
−HK$269/mo
Today · 4.125%
HK$9,028
baseline
▲ 0.50% · 4.625%
HK$9,577
+HK$549/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$18,056/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,451
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,704
−HK$257/mo
Today · 4.125%
HK$9,961
baseline
▲ 0.50% · 4.625%
HK$10,486
+HK$525/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$19,922/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,995
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,275
−HK$284/mo
Today · 4.125%
HK$9,559
baseline
▲ 0.50% · 4.625%
HK$10,140
+HK$581/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,118/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,007
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,275
−HK$272/mo
Today · 4.125%
HK$10,547
baseline
▲ 0.50% · 4.625%
HK$11,103
+HK$556/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,094/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).