▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$157/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$151/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$174/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$355/mo
Deposit HK$986K · loan HK$1.20M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$167/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$339/mo
Deposit HK$986K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$190/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$387/mo
Deposit HK$876K · loan HK$1.31M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,667
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,846
−HK$181/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$371/mo
Deposit HK$876K · loan HK$1.31M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$206/mo
Today · 4.125%
HK$6,900
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$419/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$13,800/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,416
−HK$197/mo
Today · 4.125%
HK$7,613
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$401/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$15,226/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,992
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,209
−HK$221/mo
Today · 4.125%
HK$7,430
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$452/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$14,860/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,778
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,987
−HK$212/mo
Today · 4.125%
HK$8,199
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$432/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$16,398/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,491
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,724
−HK$237/mo
Today · 4.125%
HK$7,961
baseline
▲ 0.50% · 4.625%
HK$8,445
+HK$484/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$15,922/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,334
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,557
−HK$227/mo
Today · 4.125%
HK$8,784
baseline
▲ 0.50% · 4.625%
HK$9,247
+HK$463/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$17,568/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,991
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,239
−HK$253/mo
Today · 4.125%
HK$8,492
baseline
▲ 0.50% · 4.625%
HK$9,008
+HK$516/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$16,984/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,890
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,128
−HK$242/mo
Today · 4.125%
HK$9,370
baseline
▲ 0.50% · 4.625%
HK$9,864
+HK$494/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$18,740/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,490
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,754
−HK$268/mo
Today · 4.125%
HK$9,022
baseline
▲ 0.50% · 4.625%
HK$9,571
+HK$549/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$18,044/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,445
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,698
−HK$257/mo
Today · 4.125%
HK$9,955
baseline
▲ 0.50% · 4.625%
HK$10,480
+HK$525/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$19,910/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,989
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,269
−HK$284/mo
Today · 4.125%
HK$9,553
baseline
▲ 0.50% · 4.625%
HK$10,135
+HK$582/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,106/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,001
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,269
−HK$272/mo
Today · 4.125%
HK$10,541
baseline
▲ 0.50% · 4.625%
HK$11,097
+HK$556/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,082/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).