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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,335/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.75M · min. income ≈ HK$26,670/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 159 Saleable ft²
- Gross Area
- 255 ft²
- Efficiency
- 62%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-03 | HK$2.80M | −29.6% 6.2y · −5.0%/yr |
| 2018-07-11 | HK$3.98M | +38.2% 5.4y · 7.0%/yr |
| 2013-02-08 | HK$2.88M | +44.7% |
| 2010-12-14 | HK$1.99M | +18.5% |
| 2010-06-15 | HK$1.68M | +7.0% |
| 1998-04-25 | HK$1.57M | — |